What child does not have special needs?

April 21st, 2014

We were gratified recently to learn of the Arizona Empowerment Scholarship Account program. This provides a debit card that accesses a bank account funded by the state government that can be used to pay educational expenses. This sounds exactly like the ComingTogether Plan’s Education Benefit, although it is being provided at the state level rather than the federal level.

It is a start, but it does not go far enough. Read the rest of this entry »

Should we raise the debt limit?

October 9th, 2013

I have been asked recently whether or not the Congress should raise the debt limit. It would be foolish not to. The economy cannot stand and immediate cut off of $1.85 from the federal spending, so some increase needs to be allowed.

However, this opportunity could be used to impose some discipline for the long run. Read the rest of this entry »

Elections 2012: One Nation, Indivisible?

November 7th, 2012

OK, the election is over. The United States will have another two years of divided government at the Federal level. Will anything get done? Or, will the elected leaders keep kicking the can down the road? The concession speeches talked about ComingTogether to move forward. Can this happen after such a negative campaign?

We hope so. It will take focusing on the principles that are really important to the majority of Americans, things almost all can agree on, such as freedom and compassion. The ComingTogether Plan website proposes a plan, based upon those principles, to fix the problems with taxation, health care costs, Social Security, and welfare. Read the rest of this entry »

Economic Facts and Fallacies, by Thomas Sowell

August 30th, 2012

Economic Facts and Fallacies is a clear and understandable exposition of some of the widely believed economic principles that do not happen to be true. Following these principles leads to unnecessary hardship and inefficiencies in our economy.

The first chapter presents four general types of fallacies, and then the rest of the book presents specific examples in six areas. The examples are numerous and interesting. Most discussions are fairly short and simple, but they make powerful points. Read the rest of this entry »

Capitalism and Freedom, by Milton Friedman

August 22nd, 2012

This relatively small book (202 pages) does an excellent job of making the case that economic freedom (capitalism) is necessary to truly have most other freedoms we value as Americans. Freedom of the press is worth little without the freedom to invest capital in a printing press. Freedom of assembly is worth little if you cannot spend the money required to buy or rent the space in which the assembly takes place.

Of course, economic freedom is a goal in it self. Is it not better for consumers to deal with vendors that take the best care of them and their needs or desires? Is it not good that people can create new products rather than just create what some bureaucrat specifies? Read the rest of this entry »

The Flat Tax, by Dick Armey

August 16th, 2012

The Flat Tax is a small book to describe and advocate a particular tax reform proposed in 1996, so it is slightly dated for use in political discussion today. However, it is an excellent exposition of the advantages of tax simplification and fairness.

Congressman Armey expected that the tax code would soon be thrown out and replaced with something far simpler, fairer, and more efficient (9). Unfortunately, he was a bit over-optimistic about the power of the people to get things changed. Read the rest of this entry »

Just plug the Welfare drain completely

August 15th, 2012

Comment: The whole situation on trying to reform welfare is unnecessary and a waste of time if you ask me.
The country is not going to fix itself if  people who work hard for a living are forced to give some of their paycheck to the sluggards of our country who get paid to do NOTHING.  I agree that it was a system that was created to help people through hard areas of their lives (and I’m sorry for the people out there who actually do need welfare support to get back on their feet), but throughout time people have figured out how to take advantage of the system and how to keep receiving “FREE” money without having to do anything… Read the rest of this entry »

The Wealth of Nations, by Adam Smith

August 15th, 2012

The Wealth of Nations, published in 1776, is one of the most important books in the history of economics. It is a difficult read due to the different world that existed then. For example, Smith predicts that the day will come when only fifty percent of the work force will be involved in farming to feed the population. Today, that occupation is less than three percent of the work force in the United States.

The challenge in reading this book also arises from some archaic language, the use of old units of currency, and the excessive detail in many of the examples.

However, this book includes many principles that are still applicable today: Read the rest of this entry »

Health costs $$ because bureaucracy costs $$

July 18th, 2011

Comment: I also read that those countries with Socialized Medicine have much smaller populations than we do. Switzerland 8 mil, UK 62 mil, Canada 34 mil, U.S.A. 307 million. Just think of the bureaucratic nightmare and the opportunity for fraud. Even those small countries have problems with their care. I shudder to think what would happen here. Read the rest of this entry »

Safety net a good thought

May 16th, 2011

Comment: I like the idea of simplifying the welfare system in the United States and agree with paying cash to recipients and giving them discretion as to its spending. I believe we can get more cash to low-income Americans and lower the deficit because the current system is so ineffective. Here is a link to a more thorough analysis – http://www.federalsafetynet.com/welfare-reform.html Read the rest of this entry »

Weeding out welfare

May 16th, 2011

Comment:Am I the only one who thinks that there are too many people on Welfare?
Why not rule that if anyone in a Welfare household, gets pregnant or gets someone pregnant, then the Welfare household should lose Welfare.
Why not rule that if anyone in a Welfare household is arrested or charged with a crime, then the household should lose Welfare. Read the rest of this entry »

Lazy or smart?

March 1st, 2011

Comment: Lazy mothers that depend on a check once a month is the worst woman in the world. What do they do all day? On their cell phones, getting their nails and hair done and their kids look a dirty mess. It’s so easy to get dependent on a check that comes once a month. It make them LAZY. Read the rest of this entry »

Elections As Usual – 2010

January 14th, 2011

Our take on the 2010 elections includes two major points:

  1. We are disturbed to see how far politicians will go with their negativeness. The United States has so much going for it, why do we have to concentrate on the negatives? The political nominees should act more like candidates for employment. Let them present their credentials and ideas, and then let the voters decide. If you went into a job interview and only bad mouthed the other candidates, would you expect to get the job? We saw a lot of signs saying, “Had enough? Vote [insert any party name here]!” Nothing positive.
  1. In the context of the previous federal elections, we see a big swing in voters’ attitudes in only two years. Why? It is easy for the party out of power to bad mouth the party in power. It is always easier to be a critic than a performer. This is a big part of why negativism is a problem. The last two federal elections show that the public is not satisfied with either side. We believe there’s a reason for this: the majority of Americans hold core beliefs which fall between the extreme positions taken by the political parties. Read the rest of this entry »

How long is long enough to pay for a crime?

December 25th, 2010

Comment: I’m in need for help! It’s not fair for me to banded for life from foodstamps because i receive a drug charge under the act of addiction. I’ve serve my country and I’ve serve my time for my crime. I shouldn’t be punish for ever in the state of South Carolina for poss. of cocaine. I only had one little piece and got 18 mos. in prison. It’s been 7 or 8 yrs. and I’m still not eligible for benefits. I’m ASKing for help and fairness. Only a drug charge band you for life from benefits. Other charges like murder, robbery, and etc. your still eligible for food stamps. Read the rest of this entry »

Take care of US citizens!

November 15th, 2010

Comment: Whatever happened to helping United State Citizens! Our Social Services Department is a Joke. Believe me people in order to receive help you can be a ILLEGAL IMMIGRANT and receive any and all services no questions of legal status. You can own a $500,000.00 home and receive any and all services. But Read the rest of this entry »

We welcome your comments

August 27th, 2010

We appreciate getting feedback from others on the ComingTogether Plan, so use the comment form below to let us know if there is anything you do not understand, if you have suggestions for improvement, etc.

Thank you for taking the time to read this site and give it some thought.

Taxes in disguise

August 22nd, 2010

We often define taxes as our money (or time) used for government purposes. This is not a dictionary or legal definition; that definition would be “money paid to the government for public purposes.”  But does it really matter whether or not it is paid to the government? If the government requires us to spend money in a certain way, they can say that no tax was raised and be legally correct — but the effect on my pocketbook is the same, whether I write the check directly to the government, or pay someone else to satisfy a government mandate. I still cannot use that money as I wish. Read the rest of this entry »

Isn't this plan called “Socialism”?

May 17th, 2010

Comment: This plan is called “Socialism.”  Programs should not encourage sloth or entitlement attitudes – getting “something for nothing.”  It should reward those who work hard.  If everyone received basic needs automatically, many people would choose not to work, and eventually there would not be enough tax to pay for basic needs for everyone.  There are more poor Read the rest of this entry »

Let's Be Rational about Health Care Rationing

August 30th, 2009

Most current public discussion of health care reform omits our ComingTogether Plan option — by painting a false dichotomy between what we have now and government run health care. We offer a third, more balanced, choice. Read the rest of this entry »

Help drug addicts?

July 22nd, 2009

Comment: I think that supporting a drug addicts habit is not beneficial to the whole public. If there were to be a welfare system that encompasses all Americans, we would have to regulate the monies distributed to the drug addicts. Read the rest of this entry »

Auto Industry Bailout

January 9th, 2009

We see in the news that the American auto industry is having difficult times, but we need to be careful about that generalization. While it is true that the three major US-based companies are in dire financial straits, that is by no means the entire American auto industry. Many other companies have production facilities in the United States. We do not see Toyota and Honda asking for bailouts. Why? Read the rest of this entry »

Tax Credits

October 16th, 2008

In the political campaigns of 2008, candidates of both parties have proposed tax credits to accomplish certain social welfare objectives. This is in contrast to the ComingTogether Plan’s approach of separating the tax system from the benefits. Why do we think our approach is better? Read the rest of this entry »

Subprime Financial Crisis: Causes and Solutions

October 9th, 2008


For the financial crisis of 2007-2009, there is plenty of blame to go around. Generally, the United States economy is robust enough to deal with mistakes — yes, the people that make mistakes suffer, but normally there is not serious impact on the whole economy. In this case, the majority of the people in this country, as well as many others around the world, have experienced difficulties. The following contributed to the perfect storm that resulted in the Subprime Financial Crisis: Read the rest of this entry »

A Personal Example

February 27th, 2007

Comment: I am trying to figure out why the system is geared to help the people who have no interest in getting up and working for themselves and their families? I am tired of trying to make it day by day on a slightly above minimum wage, no housing assistance (2-1/2 year waiting list), no child care assistance (I make $60.00 over the allotted limit), cannot get any bill assistance if an emergency arises (ex. car repairs), because I am not receiving TANF… there are no programs for those that are trying to succeed. Read the rest of this entry »

We like the efficiency you propose

October 11th, 2004

Comment: Your “Coming Together” program is an innovative proposal for streamlining social support in America, and very worthy of serious discussion. Read the rest of this entry »